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Does My Home Inspector Need To Be Insured?

By JDFerris

Dec 01

Maybe yes, maybe no. As with home inspection licensing requirements, what is necessary and what is optional is typically decided by the state you are buying a house in. For Washington State, it is not required that your home inspector be insured. Because possessing insurance is not a requirement of becoming a home inspector in Washington State, it becomes extremely important to ask a home inspector whether or not they are insured before you hire them. SPS Inspections and our licensed home inspectors all carry both General Liability and Errors & Omissions Insurance. This means you can rest easy with the peace of mind knowing your inspection is insured if, heaven forbid, something were to happen where a claim was necessary to be made to the insurance companies.

General Liability:

Errors & Omissions: