Never choose home inspectors based on how inexpensive they are. Just as with many other industries, you typically get what you pay for...
Whereas you will be paying your agent anywhere from 1 - 6% of the value of the home as a commission, the home inspection typically costs .05 - .6% of the home's value; one-tenth that of your agent, even as low as one-twentieth.
Equity Accumulation comes about as the loan on your home is continually paid down lower and lower, and the lower its gets, the more "equity" you have in the home.
InterNACHI, or the International Association of Certified Home Inspectors
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